function changetext(layer_ref,text)
{
 var document;
 if (document.all) { //IS IE 4 or 5 (or 6 beta)
  eval( "document.all." + layer_ref + ".innerHTML = "+ text);
 }
 if (document.layers) { //IS NETSCAPE 4 or below
  document.layers[layer_ref].innerHTML = text;
 }
 if (document.getElementById &&!document.all) {
  var hza = document.getElementById(layer_ref);
  hza.innerHTML = text;
 }
}